Earthquake Insurance

The choice of purchasing earthquake insurance is not always as easy one. The cost of earthquake insurance is mostly dependent on where you live, with lower-risk areas naturally being more cost effective than high-risk ones. According to the Insurance Information Institute, millions of people across 42 states are at risk. In our opinion, regardless of what you decide to do, it’s worth getting a quote and talking with an agent to get an informed decision.

Most home, condo and renters insurance policies do not cover earthquake damage, but this coverage is offered either as an endorsement (depending on the age and construction of your home) or as a separate policy. The included coverage for earthquake insurance can vary, so it’s important that you find out just what your earthquake policy covers.

For many of our Missouri and Illinois customers, earthquake insurance is affordable. Contact us to find out more about earthquake insurance.